Accounts & balances
Cash, bank, mobile wallets and cards in one view — you enter the balances, we add them up.
Personal finance planner · Made in Bangladesh
A privacy-first money tracker. No bank logins, any currency.
Rabit Ledger is a calm planner for the money you already have. Type it or import a CSV from any bank, in any currency; budgets, goals and a 12-month forecast fall into place.
Nothing to link. No bank logins, card numbers or recovery phrases — you only type what you want to track.
Dashboard
Here's how your money looks today.
Combined net worth · BDT
৳482,350.00
Assets
৳612,900
Liabilities
৳130,550
Upcoming · 30 days
3
Rent−৳18,000
Internet−৳1,200
To savings−৳5,000
Net worth · last 180 days
What Rabit Ledger is
- A planner where you type the transactions and balances you want to track.
- Budgets, goals, loans/EMIs and a cash-flow forecast built from your own entries.
- Made and run by an independent developer in Bangladesh.
What it is not
- Not a bank, wallet, exchange or payment service. It cannot move your money.
- Never connects to your bank, card or crypto wallet, and never asks for a seed / recovery phrase, PIN or OTP.
- Not affiliated with Ledger SAS or any hardware-wallet company.
Features
Everything a careful planner needs, nothing it doesn't.
Built around the way people actually manage money here — cash, mobile wallets, cards, EMIs and more than one currency.
Transactions
Add income and expenses in seconds, tag them, or import a CSV you exported yourself.
Budgets
Set a cap per category and watch it fill. Gentle colour changes before you overspend.
12-month forecast
Scheduled and recurring items projected forward, so you see next month before it arrives.
ProLoans, EMIs & cards
Track instalments and card statements, and see exactly when each one is paid off.
ProGoals
Save toward a laptop, Eid trip or emergency fund, with progress you can feel.
Investments & assets
Log savings certificates, gold, property and holdings — including crypto, entered by hand.
ProMulti-currency
BDT, USD and more side by side, with a combined net-worth figure.
Reminders
Bills, due dates and card cycles — a nudge before, not a surprise after.
Any currency
Every account in its own currency, one net worth.
Keep a euro current account, a dollar card and savings at home side by side. Pick a base currency and see everything added up, with exchange rates filled in daily. Prefer your own rate? Set it, and yours always wins.
AccountBalance
Current account · EUR€2,480.00
Credit card · USD−$312.40
Savings · GBP£5,150.00
Cash at home · BDT৳18,000
Net worth · in EUR€8,282.10
CSV import
Bring your history from any bank.
Download a CSV from your bank's website and drop it in. No bank login, ever: you choose the file and what goes in.
Columns matched for you
Date, description and amount are recognised from common bank exports.
Dates and amounts understood
Day-first or month-first dates, debit and credit columns, commas or dots as decimals.
No double entries
Rows you already have are flagged before anything is imported.
Inside the app
Quiet screens, clear answers.
Real layouts from Rabit Ledger, shown with sample data.
Transactions
Every movement of money, in one ledger.
Search… (use #tag to filter)All accountsAll types
Salary — October2026-10-01 · Bank · Income+৳85,000.00
Groceries2026-10-12 · Cash · Food−৳2,340.00
Rickshaw2026-10-12 · Wallet · Transport−৳80.00
Electricity bill2026-10-10 · Wallet · Utilities−৳1,450.00
Freelance project2026-10-08 · Bank · Income+৳22,000.00
Coffee with friends2026-10-07 · Card · Eating out−৳620.00
Type it once, tag it, find it later. Or import a CSV you downloaded yourself.
How it works
Three steps to a calmer month.
Add your accounts
Name them and type today's balance — cash, bank, bKash, card. No linking, no logins.
Log what happens
Record income and spending as it happens, or set up recurring items once.
Plan ahead
Budgets, goals and the forecast show you where you're heading — and what to adjust.
Privacy first
Your ledger. Your rules.
We built Rabit Ledger to need as little about you as possible. Here's the whole list.
You decide what goes in
Everything in your ledger is something you typed or imported yourself. Leave out anything you don't want to track.
Private by design
Data travels over HTTPS and each account can only read its own records. We don't sell your data, and there are no ad trackers.
Leave any time
Export everything or delete your account and data from Settings, any time. Read the Privacy Policy →
InformationCollected?
Email and password (to sign in)Yes
Name and WhatsApp number (for support)Yes
Transactions & balances you enterYes
Bank or card loginNever
Card number, CVV or PINNever
OTP codesNever
Crypto seed / recovery phrase or private keysNever
Money guides
Know the numbers before you sign.
Free, plain-language guides with worked examples in taka.
Is Rabit Ledger a bank, wallet or crypto app?
No. It's a planning tool. It can't hold, send or receive money, and it doesn't connect to any bank, card, exchange or wallet. You type the numbers you want to track.
Are you connected to Ledger, the hardware-wallet company?
No. Rabit Ledger is an independent budgeting app and has no relationship with Ledger SAS or any crypto-wallet maker. “Ledger” here simply means an account book. We will never ask for a recovery phrase — anyone who does is not us.
What information do you collect?
Your email and password to sign in, your name and WhatsApp number so we can help you, the transactions and balances you choose to enter. The full details are in our Privacy Policy.
Which currencies does it support?
Any of the common world currencies. Each account keeps its own currency, and totals are shown in the base currency you choose, using daily exchange rates or rates you set yourself.
Can I import from my bank?
Yes. Export a CSV from your bank's website and import it: Rabit Ledger matches the columns, reads the dates and amounts, and flags duplicates. It never logs in to your bank.
Can I track crypto?
Yes, as a manual entry — for example “USDT · 120”. You type the amount; we never connect to a wallet or ask for keys.
Can I delete my data?
Yes. Settings → Your data lets you export everything as CSV and JSON, or permanently delete your account and everything in it. Questions? support@rabitledger.site.
Does it work on my phone?
Yes. Rabit Ledger runs in any modern browser and can be installed to your home screen like an app.
Your money, written down
and finally clear.
Free to start. No card, no bank link, no catch.